:root{--navy:#102a43;--blue:#176b87;--teal:#2d8c91;--gold:#e4a93a;--ink:#172b3a;--muted:#617384;--pale:#f3f7f8;--white:#fff;--line:#dce6e9}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.15;color:var(--navy)}h1{font-size:clamp(2.7rem,6vw,5.3rem);letter-spacing:-.04em;margin-bottom:1.3rem}h2{font-size:clamp(2rem,4vw,3.3rem);letter-spacing:-.03em}h3{font-size:1.2rem}.container{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:5}.nav-wrap{min-height:84px;display:flex;align-items:center;justify-content:space-between}.brand{color:var(--navy);display:inline-flex;flex-direction:column;text-decoration:none;line-height:1}.brand span{font-weight:900;font-size:1.7rem;letter-spacing:.14em}.brand small{font-size:.52rem;letter-spacing:.18em;margin-top:7px;color:var(--teal)}.main-nav{display:flex;align-items:center;gap:1.5rem}.main-nav a,.site-footer a{color:var(--ink);text-decoration:none}.main-nav a:hover,.main-nav .active,.text-link,.service-card a{color:var(--teal)}.nav-quote{border:1px solid var(--teal);padding:.65rem 1rem;border-radius:3px}.menu-toggle{display:none;background:none;border:0;font-size:1.6rem}.hero{min-height:650px;background:linear-gradient(90deg,rgba(11,38,58,.92),rgba(11,38,58,.58),rgba(11,38,58,.12)),url("https://images.unsplash.com/photo-1600566753190-17f0baa2a6c3?auto=format&fit=crop&w=1800&q=85") center/cover;display:flex;align-items:center;color:#fff}.hero h1{color:#fff}.hero-copy{font-size:1.15rem;max-width:610px}.eyebrow{font-size:.75rem;font-weight:700;letter-spacing:.16em;color:var(--teal);margin-bottom:1rem}.hero .eyebrow{color:#9ed8d5}.button{display:inline-block;text-decoration:none;border:0;border-radius:3px;padding:.85rem 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1fr;background:var(--pale)}.split-image{min-height:520px;background-position:center;background-size:cover}.image-property{background-image:url("https://images.unsplash.com/photo-1558904541-efa843a96f01?auto=format&fit=crop&w=1200&q=80")}.image-home{background-image:url("https://images.unsplash.com/photo-1565183928294-7063f23ce0f8?auto=format&fit=crop&w=1200&q=80")}.split-content{padding:90px max(40px,7vw);align-self:center}.split-content p{color:var(--muted)}.check-list{list-style:none;padding:0;color:var(--ink)}.check-list li{margin:12px 0}.check-list li:before{content:"✓";color:var(--teal);font-weight:bold;margin-right:12px}.text-link{font-weight:bold;text-decoration:none}.process-section{background:#fff}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:45px}.steps b{color:var(--gold);font-size:1.5rem}.steps p{color:var(--muted)}.area-band{background:var(--navy);color:#fff;padding:60px 0}.area-band 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p{color:var(--muted)}.area-page{background:url("https://images.unsplash.com/photo-1500382017468-9049fed747ef?auto=format&fit=crop&w=1800&q=80") center/cover}.area-card{background:#fff;padding:65px;display:grid;grid-template-columns:1fr 2fr;gap:50px;box-shadow:0 15px 40px #102a4320}.area-mark{font-size:clamp(2rem,6vw,5rem);font-weight:900;color:var(--navy);letter-spacing:.08em}.light-section{background:var(--pale)}.narrow{max-width:760px}.form-section{background:var(--pale)}.form-layout{display:grid;grid-template-columns:1fr 1.2fr;gap:80px}.form-layout>div{padding-top:20px}.form-note{border-left:3px solid var(--gold);padding-left:15px}.form-card{background:#fff;padding:35px;box-shadow:0 10px 30px #102a4310}.form-card label{display:block;font-weight:bold;font-size:.9rem;margin-bottom:17px}.form-card input,.form-card select,.form-card textarea{display:block;width:100%;margin-top:6px;border:1px solid #cbd8dc;border-radius:2px;padding:12px;font:inherit;color:var(--ink);background:#fff}.form-card input:focus,.form-card select:focus,.form-card textarea:focus{outline:2px solid #9ed8d5;border-color:var(--teal)}.form-card .button{width:100%;margin-top:8px}.site-footer{background:#0b2030;color:#c9d8dc;padding:65px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}.footer-brand span,.site-footer h3{color:#fff}.site-footer p{max-width:330px}.site-footer h3{font-size:1rem}.site-footer a{display:block;color:#c9d8dc;margin:7px 0}.copyright{border-top:1px solid #ffffff22;margin-top:45px;padding-top:18px;font-size:.85rem;color:#91a8b0}@media(max-width:850px){.menu-toggle{display:block;color:var(--navy)}.main-nav{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:stretch;gap:0;box-shadow:0 10px 20px #0001}.main-nav.open{display:flex}.main-nav 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